Insurance Fire Loss

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Insurance Fire Loss

Braden M. Clement
Ronald P. Lebel
Stephen B. Wade

Skelton, Taintor & Abbott attorneys are deeply involved in the Maine communities where we live and work. So we understand the devastation that a serious fire can cause. If your house burns, you and your family may lose your furniture, clothes and possessions. A fire at a business, meanwhile, can be even more costly in terms of lost productivity of workers, destroyed inventory and lost wages, adversely affecting an entire community in some cases. According to the Maine Fire Marshal’s Office, Maine had more than 2,000 fires in 2008, resulting in losses of more than $19 million.

Skelton, Taintor & Abbott’s attorneys represent individuals and businesses in filing insurance claims for fire losses to help them get back on their feet as quickly as possible. Maine state law requires the municipal fire inspector to investigate the origin of the fire and whether it was caused by carelessness or design.  Our fire loss lawyers have expertise in analyzing fire inspector reports. In addition to serving individuals and businesses, Skelton, Taintor & Abbott also has extensive experience serving as local counsel for insurance companies. That insurance knowledge helps us when we assist individuals or business clients with fire loss claims. Conversely, our experience representing individuals and businesses informs our perspective when we represent insurance companies.

Maine statute requires insurers to promptly, fairly and equitably settle claims after liability becomes reasonably clear.  An insurer which does not do so may be liable for attorney fees and interest with 1½% per month.  Also, if an insurer acts outrageously during the process of adjusting the claim they may be liable for emotional distress damages and punitive damages.

When fire causes property losses, it’s helpful to have a law firm that has built a reputation of aggressively representing individuals and businesses in insurance claims.  Skelton, Taintor & Abbott serves clients in Portland, South Portland, Biddeford, Lewiston, Auburn, Rockland, Augusta, Waterville and Bangor, as well as Androscoggin, Cumberland and York Counties.